Business Capital Funding

Business Capital Funding
for Growing Companies

Explore marketplace providers offering business funding options based on business revenue, monthly deposits, bank statements, payroll, time in business, and other commercial financials. Separate from mortgage lending, hard money, and real estate lending.

Marketplace disclosure: Pegasus is a marketplace platform only. Pegasus is not a business lender, commercial finance broker, merchant cash advance provider, loan broker, creditor, or credit decision maker. Business funding terms are provided by independent third-party providers and are subject to their own review, underwriting, eligibility, pricing, documentation, and legal requirements. Pegasus does not approve business funding, guarantee terms, or make credit decisions.
Explore Providers → Submit Funding Request Join as Provider
What Is This
Business Capital Funding vs Mortgage & Hard Money Lending

Business Capital Funding is a separate marketplace vertical on Pegasus. It is not mortgage lending, hard money lending, private real estate lending, or any form of RWA or investment product. Business Capital Funding focuses on commercial financing for business operations — not real estate acquisition or ownership.

Business Capital Funding IS
For business owners & commercial entities
Based on business revenue, deposits & cashflow
Includes non-loan commercial structures
Separate from real estate mortgage lending
Subject to provider's own criteria & terms
Reviewed and provided by independent providers
Business Capital Funding IS NOT
Mortgage lending or hard money
Guaranteed approval or guaranteed pricing
A credit decision made by Pegasus
All products are traditional "loans"
Real estate or investment advice
Endorsed or verified by Pegasus
Who This Is For
Business Owners Exploring Capital Options
🏪
Retail & E-Commerce

Steady-revenue businesses seeking working capital, inventory funding, or seasonal support.

🏗️
Contractors & Trades

Service businesses needing equipment financing, job capital, or expansion funding.

🍽️
Restaurants & Hospitality

Revenue-based and MCA-style options for businesses with daily credit card receipts.

🏥
Healthcare & Services

Medical practices, clinics, and professional service businesses exploring commercial capital.

🚚
Transportation & Logistics

Trucking, delivery, and logistics companies seeking equipment or operational capital.

💼
Professional Services

Agencies, consulting firms, law offices exploring commercial financing options.

Funding Types
Common Business Capital Options Available Through Marketplace Providers
Not all business funding products are traditional loans. Some providers offer non-loan commercial structures including revenue-based payments, receivables purchases, and MCA-style arrangements. Review all terms, fees, factor rates, and repayment structures with each provider. Consult qualified legal, tax, and financial professionals.
💰
Working Capital

Short-term capital to cover payroll, operations, and day-to-day needs. Repayment structures vary by provider.

📈
Revenue-Based Funding

Repayment tied to a percentage of future business revenues. Terms set independently by each provider.

🏪
Merchant Cash Advance-Style

Providers purchase future receivables at a discount. Factor rates and fees apply. Review all terms carefully.

⚙️
Equipment Financing

Capital for business equipment. Equipment may serve as collateral. Provider terms vary.

🚀
Expansion Capital

Funding for growth, new locations, or marketing. Eligibility determined by provider criteria.

⏱️
Short-Term Business Capital

Under-24-month solutions. Often faster provider review timelines than traditional commercial lending.

💳
Business Line of Credit-Style

Revolving-style credit facilities offered by some providers. Terms, rates, and fees set by each provider independently.

📋
Invoice / Receivables Funding

Advance against outstanding invoices. Structure and fees vary by provider.

🏦
Commercial Funding Programs

Broader commercial capital programs. Review all terms, structures, and fees carefully.

Provider Review Factors
What Marketplace Providers May Review

Each provider sets its own eligibility criteria. The factors below are commonly reviewed — they are not guarantees of eligibility or approval. Pegasus does not make any underwriting decisions.

📊
Business Revenue & Monthly Deposits

Providers typically review average monthly deposits and gross revenue. Thresholds vary by provider.

🏦
Bank Statements

Most providers request 3–6 months of business bank statements to verify cashflow.

💼
Payroll & Owner Income

Some providers review payroll records or owner compensation documentation.

📅
Time in Business

Minimum time in business commonly reviewed. Requirements vary widely across providers.

💳
Personal Credit Profile

Some providers review personal or business credit. How it is weighted varies by provider.

📋
Existing Business Debt

Outstanding debt or prior advances may affect eligibility. Each provider sets its own criteria.

Explore Business Capital Options.

Browse marketplace provider profiles or submit a business funding request. Pegasus does not approve or guarantee funding.

Pegasus Lenders Group is a marketplace and membership platform. Pegasus is not a lender, mortgage loan originator, broker-dealer, investment adviser, securities exchange, ATS, real estate broker, insurance agency, MLS, IDX provider, crypto exchange, stablecoin issuer, custodian, or money transmitter. All loan, real estate, insurance, RWA, tokenization, blockchain, and service terms are provided by independent third-party professionals subject to their own licensing, underwriting, approval, compliance, and legal requirements. Users are responsible for independently verifying credentials, licensing, terms, services, and suitability before engaging any third party. See our Disclosures.