Active marketplace participant
Marketplace Activity
Marketplace profile
Average Rating
18 days
Growing marketplace
Platform Activity
About Suncoast Capital Mortgage
Suncoast Capital Mortgage is a full-service private lending company specializing in DSCR rental loans, bridge financing, and hard money lending across the western United States. Founded in 2014, we've funded over $480 million in real estate loans and have helped more than 340 investors grow their portfolios.
We pride ourselves on speed, transparency, and building long-term relationships with our borrowers. Most of our clients return for multiple deals — because once you experience the Sunrise process, traditional lending feels impossibly slow.
No Prepayment
on 5yr+ loans
18-Day Close
average timeline
No Income Docs
for DSCR loans
Loan Programs
DSCR Rental Loans
Rate7.5% – 9.0%
Max LTV80%
Min DSCR1.1x
Term30yr fixed
Min Loan$150,000
Bridge Loans
Rate9.0% – 11.0%
Max LTV75%
Term6 – 24 months
Min Loan$250,000
Close Time10 – 21 days
Hard Money
Rate10.5% – 12.5%
Max LTV70%
Term6 – 18 months
Min Loan$100,000
Close Time5 – 14 days
Construction Loans
Rate9.5% – 11.5%
Max LTC75%
Term12 – 24 months
Min Loan$500,000
Draw BasedYes ✓
Reviews (47)
All reviews →👤
Carlos Martinez
★★★★★
Connected through the Pegasus marketplace. — faster than they promised. Rate was exactly what they quoted. No surprises at closing. connected through the marketplace.
✓ marketplace deal
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Jennifer Park
★★★★★
Third time using Sunrise. They understand real estate investors better than any lender I've worked with. Responsive, transparent, and they actually close.
✓ marketplace deal
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David Chen
★★★★☆
Construction draw process was smooth and the team was always reachable. Rate was slightly higher than I hoped for but the speed and reliability made up for it.
✓ marketplace deal